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NEPZA Ethical Coorporative Society NEPZA Ethical Coorporative Society
NEPZA Ethical Cooperative Society Ltd

Cooperation in virtue, righteousness and self-reliance

A staff cooperative serving the Ummah and the wider NEPZA community — built on ethical, interest-free principles. Save, plan and grow together.

0% Interest — fully Halal
Shariah Compliant finance
Member Owned & governed
What we do

Serving members, the ethical way

Our objectives promote the economic interests of members through halal savings, interest-free financing and shared prosperity.

Monthly savings

Regular, convenient thrift savings deducted directly — building a strong financial base for every member.

Interest-free financing

Halal, productive loans drawn from the members’ pool, in conformity with Islamic principles.

Essential commodities

Retail food and essential items for members and staff, with flexible payment options.

Member projects

Real estate, land, small and medium enterprises, and education ventures that benefit members.

Target savings

Dedicated plans for Hajj, weddings and education — saving with a clear purpose and date.

Brotherhood & self-reliance

Strengthening cooperative spirit and curbing unnecessary dependence across the community.

Manage everything in the app

Your cooperative, in your pocket

Register, track your savings, set target-savings goals, apply for financing and view your statements — all from the NECS mobile app on Android and iOS.

Total savings ₦ 1,250,000 Add savings
Announcements

Latest from the Society

All announcements